Odaily reports: The European Banking Authority (EBA) has stated that the EU should bring crypto asset lending under the Markets in Crypto-Assets (MiCA) framework, and that the regulatory scope should also cover situations where crypto asset service providers assist clients in accessing decentralized finance (DeFi) lending protocols.

The EBA recommends that the European Commission (EC) conduct a cost-benefit analysis of the relevant legislative changes, and consider adding compliance requirements and supervisory activities for intermediated crypto lending services, while also setting additional requirements for crypto firms that provide access to DeFi lending protocols.

Potential measures include user suitability tests, leverage limits, and additional disclosure requirements; the EBA also proposes restricting lending involving asset-referenced tokens or e-money tokens that require MiCA authorization, and establishing a certification system for DeFi lending protocols.

The EBA noted that crypto lending is already taking place in at least 16 EU member states, and that access to DeFi through crypto firms and AI tools is increasingly blurring the line between centralized and decentralized finance. The recommendations are part of the MiCA review opinion, which also covers stablecoin rules, crypto asset classification, and reporting requirements. (Cointelegraph)

Odaily News: Colb announced on September 24 that its digital finance AI agent Colbee has launched on WhatsApp. The product simplifies the use of DeFi and on-chain financial products through conversational interaction, allowing users to explore and access related products via natural language without directly operating wallets, networks, or decentralized trading platforms.

Colbee previously primarily served accredited investors and has executed over $40 million in crypto asset and tokenized asset transactions based on client instructions and signatures. Currently, it supports 10,163 on-chain operations across Ethereum, BNB Chain, and Polygon, including 63 product operations, 3,368 swap routes, and 6,732 cross-chain routes, and has integrated infrastructure such as PancakeSwap. Colbee does not hold users' private keys or funds, nor does it make autonomous investment decisions; every transaction must be reviewed by the user and signed through their own wallet. Some tokenized financial products still require eligibility certification, identity verification, and regional restrictions. Colb plans to increase the platform's TVL to $1 billion by 2027, and its colb.finance currently has a TVL exceeding $108 million.

Odaily News: Bitget Onchain has now integrated Robinhood Chain, enabling users to directly trade the full range of Robinhood ecosystem assets using the stablecoin U (United Stables) in their spot wallet. This integration further expands the Bitget UEX panoramic ecosystem, bringing users a more efficient onchain trading experience.

As of now, Bitget Onchain has connected six major networks: Robinhood, MORPH, ETH, SOL, BSC, and Base. Users can directly access millions of onchain assets and US stock trading through their spot wallet, and leverage auxiliary tools such as AI smart money copy-trading and onchain limit orders to achieve intelligent analysis and trade execution.

Odaily reports that according to Gate data, gold (XAUUSD) has fallen to $4,250/oz, now trading at $4,249.77/oz, down 1.5% over 24 hours.

Odaily reports: IBM has announced the launch of a new ISO 20022 message adapter, enabling financial institutions to instruct tokenized deposits through standard payment messages; financial institutions participating in the Swift project have already used Digital Asset Haven to test tokenized deposits.

The Swift shared ledger supports banks in issuing tokenized deposits and enables participating institutions to conduct 24/7 digital asset transfers and final settlement. IBM has also launched a beta version of an on-premises deployment of Digital Asset Haven that can run on IBM Z and LinuxONE, allowing customers to manage stablecoins, tokenized deposits, and other digital assets without relying on public clouds. The key management layer runs in the customer's own environment and is protected by IBM Crypto Express hardware security modules.

According to on-chain analyst Ai Yi, an address built positions over the past hour consisting of 814,000 UNI, 12,397 Litecoin, and 2,382 BNB, valued at $7.443 million, $841,000, and $1.85 million respectively, with a total value of $10.13 million.

Odaily reports that according to Arkham monitoring, a trader bought ZCAT for $30,200 when its market cap was approximately $242,000 and has not sold since. At ZCAT's peak price, the holdings were once worth $5.31 million.

Odaily News: According to on-chain analyst Ai Yi's monitoring, an address associated with 58bro.eth (@0x58bro) (0xc24…FE8d2) withdrew 3,000 ETH from Binance and deposited it into Aave. After borrowing $9 million USDT, it continued to add to its position, accumulating a long position of 7,000 ETH at an average entry price of $2,677.59.

Odaily reports that according to on-chain analyst Yu Jin's monitoring, the Garrett Jin whale entity (0x92e...50e9) transferred all 147 million USDC from its Hyperliquid address to Binance half an hour ago, and the address has been emptied.

Odaily News — According to Glassnode's latest "The Week On-chain - Escape Velocity" report, among the exchanges tracked by Glassnode, Gate has climbed 4 positions in BTC spot trading volume rankings over the past two years, marking the largest gain on the list and securing the third spot globally. During the same period, Gate's share of BTC spot trading volume within the tracked scope surged from 2.0% to 9.1%, a net increase of 7.1 percentage points — the largest growth among all exchanges.

The report notes that Gate's rise is both sustained and long-lasting. Over the past 24 months, Gate has held a top-three position in BTC spot trading volume for 9 months, demonstrating continuously strengthening market competitiveness. As the exchange leading all platforms in both ranking improvement and market share growth, Gate's trading activity and market participation in the BTC spot market continue to expand.

Glassnode also points out that the 24-hour spot trading volume across all exchanges has rebounded 121% from its August trough, with returning capital flowing to multiple trading platforms. Against the backdrop of an overall recovery in market activity, Gate's simultaneous gains in market share and global ranking stand out notably, fully demonstrating its growing momentum and expanding industry influence in the BTC spot market.

Odaily News: According to official sources, Four.Meme now supports pPOLY as a Multi-Token Trading asset.

pPOLY is issued by Paimon Finance and launched through PancakeSwap Pre-Access. With this integration, users can use pPOLY as a trading pair asset on Four.Meme to issue and trade Meme tokens.

Four.Meme stated that this integration further expands the application scenarios of emerging on-chain assets, providing more Meme issuance and trading methods for BNB Chain ecosystem assets.

Odaily reports that Flap announced on X the launch of a new Pre-IPO trading pair pPOLY, issued by Paimon Finance, providing onchain exposure to Polymarket.

According to Gate data, the US dollar against the Japanese yen (USDJPY) has risen above 158.5, now at 158.567, with a 24-hour gain of 0.4%.

Odaily Report: According to Lookonchain monitoring, two newly created wallets suspected to belong to the same whale have withdrawn 950 BTC worth $72.6 million from Binance.

Odaily reports that Contentos has announced the termination of operations for its video creator platform COSTV and SocialFi product Channel VIP. The shutdown process will begin on December 1 and complete full closure on December 14. Users must convert their COSTV wallets to self-custody wallets before December 1; the Contentos mainnet, COS Swap, and COS mainnet wallet will continue to operate normally.