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Visa Report: AI Agent Payments Enter Practical Stage, Stablecoins Better Suited for High-Frequency Micro-Payments

2026-07-16 05:12

Odaily reports that Visa and Artemis have jointly released a research report titled "Agentic Payments from the Ground Up," indicating that AI agent payments are transitioning from theory to real-world commercial scenarios. These can be categorized into two types: macro-commerce and micro-commerce. Macro-commerce refers to agents completing consumer activities like bookings and subscriptions on behalf of humans, similar to traditional e-commerce. Micro-commerce refers to high-frequency, low-value payments between software programs, typically under $1.